The Jamil Brothers Blog

What Credit Score Do You Actually Need to Buy a House in 2026?

What Credit Score Do You Actually Need to Buy a House in 2026? Most buyers assume they need a 700+ credit score to qualify for a mortgage. That's a myth — and it's a myth that keeps thousands of qualified buyers out of the housing market every year. In reality, FHA loans allow credit scores as low a

Down Payment Assistance Programs in Virginia: Every 2026 Option Explained

Down Payment Assistance Programs in Virginia: Every 2026 Option Explained Updated April 2026 · By The Jamil Brothers Realty Group Most Virginia buyers walk into their first meeting with a lender thinking they need 20% down. They don't. In fact, Virginia currently has one of the most robust stacks of

Buying a House in Virginia: Complete Step-by-Step Guide for 2026

  Buying a House in Virginia: Complete Step-by-Step Guide for 2026 Quick Answer: Buying a house in Virginia in 2026 involves nine key steps: assessing your finances, getting pre-approved, choosing the right loan type, hiring a buyer's agent, searching for homes, making an offer, completing inspectio

How Much House Can I Afford in Northern Virginia? (2026 Guide)

Quick Answer: In Northern Virginia in 2026, most buyers need a household income of roughly $130,000 to $230,000 to comfortably afford a home, depending on the county, down payment size, and loan type. With a median sold price of $675,000 (NVAR, January 2026) and mortgage rates hovering near 6.5%, a