What Are the Virginia Home Seller Disclosure Requirements?
Updated November 11, 2026
Quick answer: Virginia is a buyer-beware state. Before the contract is ratified, sellers must give buyers the state's Residential Property Disclosure Statement, which says the owner makes no representations about the home. Sellers must also make a few specific disclosures, such as lead paint for pre-1978 homes and an HOA or condo resale certificate. You may never lie about a known problem.
Key takeaways
- Give the buyer the Residential Property Disclosure Statement before the contract is ratified.
- Homes built before 1978 need the federal lead paint disclosure.
- HOA and condo sellers must provide a resale certificate. The association has 14 days to deliver it.
- Some facts must be disclosed if you know them, such as code violations and repeat flood claims.
- You do not have to disclose a death on the property, but you cannot lie if a buyer asks.
On this page
- Is Virginia a buyer-beware state?
- What is the Residential Property Disclosure Statement?
- What does the Virginia disclosure form cover?
- What must you disclose if you know about it?
- When do you need a lead paint disclosure?
- What does the Virginia Resale Disclosure Act require?
- When are the disclosures due?
- Do you have to disclose a death in a house in Virginia?
- Which sales are exempt from the state form?
- Frequently asked questions
This guide covers what Virginia sellers must disclose, what they do not have to disclose, and the forms involved. For local market context, see our Northern Virginia real estate guide.
Is Virginia a buyer-beware state?
Yes. Virginia follows caveat emptor, or buyer beware. Sellers do not fill out a report listing every defect.
That does not allow lying. A false answer to a buyer's question, or hiding a defect, can support a fraud claim.
Listing agents have their own duty. Under § 54.1-2131, an agent must disclose known material defects in the home's physical condition.
What is the Residential Property Disclosure Statement?
It is a short form from the Virginia Real Estate Board. The owner states that they make no representations on a list of topics. The buyer is told to investigate those topics.
You must deliver it before the contract is ratified. Download the current version from the DPOR disclosure forms page.
What does the Virginia disclosure form cover?
The current form lists 19 numbered items. For each one, the owner makes no representation and the buyer is told to check it.
Items on the Virginia Residential Property Disclosure Statement (revised 2026)
| Item | Topic | Item | Topic |
|---|---|---|---|
| 1 | Condition of the home | 11 | Conservation or other easements |
| 2 | Lot lines | 12 | Community development authority |
| 3 | Adjacent parcels | 13 | Marine clays |
| 4 | Historic district ordinances | 14 | Radon gas |
| 5 | Resource protection areas | 15 | Defective drywall |
| 6 | Sex offender registry | 16 | Lead pipes |
| 7 | Dam break inundation zones | 17 | Dams and impounding structures |
| 8 | Wastewater system | 18 | Aircraft noise |
| 9 | Solar energy devices | 19 | Military ground installations |
| 10 | Special flood hazard areas |
Item 10 covers special flood hazard areas. It tells the buyer to get a flood certification, check FEMA and state flood maps, and find out whether flood insurance is required.
A 20th topic starts January 1, 2027. It covers land use tax programs and the roll-back taxes that can follow a change in use.
What must you disclose if you know about it?
Virginia requires a separate written disclosure for each of these situations.
Specific Virginia seller disclosures
| Disclosure | When it applies | Virginia Code |
|---|---|---|
| Military air installation zone | The home is in a noise or accident potential zone on the zoning map | § 55.1-704 |
| Building or zoning violation | You know of a pending enforcement action or unfixed violation | § 55.1-706 |
| Lis pendens | You know a lawsuit affecting the property has been recorded | § 55.1-706.1 |
| Meth lab | The home was used to make methamphetamine and was not cleaned up | § 55.1-708 |
| Private stormwater facility | The property has a privately owned stormwater facility | § 55.1-708.1 |
| Repeat flood claims | Two or more flood insurance claims over $1,000 within any rolling 10-year period | § 55.1-708.2 |
| Septic permit waiver | A septic operating permit waiver applies to the property | § 32.1-164.1:1 |
The military zone disclosure applies even if you never noticed the noise. The others apply when you actually know the fact.
When do you need a lead paint disclosure?
If the home was built before 1978, federal law applies. That is true even in sales that are exempt from the state form.
- Give the buyer the EPA lead pamphlet.
- Share any known lead paint information and reports.
- Include the Lead Warning Statement in the contract.
- Give the buyer 10 days to test, unless both sides agree in writing to change or waive it.
- Keep the signed forms for 3 years.
You do not have to test for lead or remove it. The rules are in 40 CFR Part 745.
What does the Virginia Resale Disclosure Act require?
HOA and condo sellers must give the buyer a resale certificate. It is the association's package of rules, finances, fees and any violations for the property. The seller orders it and gives it to the buyer.
The association has 14 days after a written request to deliver it. Fees are capped at $176.64 for an electronic copy and $211.96 for paper.
The buyer can cancel within 3 days after the later of ratification or delivery, unless the contract sets a different period. The rule is in § 55.1-2312.
Order the certificate before you list. That keeps the buyer's review from delaying closing.
When are the disclosures due?
If the statement arrives after ratification, the buyer can cancel. The window is 3 days after hand or electronic delivery, or 5 days after the postmark if mailed.
That right ends at settlement, occupancy, a written waiver or a loan application that says the right ends. The rules are in § 55.1-709.
Do you have to disclose a death in a house in Virginia?
No. Virginia law protects sellers who stay silent about a death in the home.
Under § 55.1-713, you are not liable for failing to disclose that the home was the site of a death, homicide, suicide or felony. The same applies to events that did not affect the physical property.
This protects silence only. If a buyer asks, answer honestly. If an event damaged the home, that damage is a condition issue.
Which sales are exempt from the state form?
- Court-ordered sales, foreclosures and bankruptcy sales
- Sales by executors, trustees and other fiduciaries
- Sales between co-owners
- Transfers to a spouse or to children, grandchildren or parents
- Transfers in a divorce
- The first sale of a newly built home
Federal lead paint rules still apply to exempt sales of homes built before 1978. Builders also have their own duty to disclose known code violations.
Know your price and your costs before you sign a listing agreement or fill out a single form.
Frequently asked questions
What does item 10 of Virginia's seller disclosure statement say?
Item 10 covers special flood hazard areas. The owner makes no representation, and the buyer is told to check flood maps and whether flood insurance is required.
Is Virginia a full disclosure state?
No. Virginia is a buyer-beware state. Sellers give a no-representations statement, and buyers do their own inspections.
Can you lie if a buyer asks about a death in the house?
No. The law protects silence only. A false answer to a direct question can support a fraud claim.
Do you have to disclose a repaired roof leak?
Not on the state form. If a buyer asks about leaks or water damage, answer truthfully and share the repair records.
Do you have to disclose flood history in Virginia?
You must disclose in writing if the home had two or more flood insurance claims over $1,000 within any rolling 10-year period. Otherwise, answer honestly if asked.
Do you have to disclose mold in Virginia?
Virginia has no separate mold form. If you know about mold and the buyer asks, you must answer honestly.
Do FSBO sellers have the same disclosure rules?
Yes. The rules apply to the seller, with or without an agent.
How long should you keep disclosure records?
Federal rules require you to keep lead paint records for at least 3 years. Keep the rest of the file with your closing documents.
Can a buyer sue you after closing?
Yes, in some cases. Buyers can sue over false statements, hidden defects and lead paint violations.
Where do you get the Virginia disclosure form?
Download it free from the Virginia Department of Professional and Occupational Regulation. Your listing agent can also provide it.
Related guides
Sources: Virginia Residential Property Disclosure Act, Code of Virginia §§ 55.1-700 through 55.1-714; Virginia Resale Disclosure Act, §§ 55.1-2307 through 55.1-2317; § 54.1-2131; § 32.1-164.1:1; DPOR Residential Property Disclosure Statement (rev. 9/2026); Common Interest Community Board maximum fees; 40 CFR Part 745, Subpart F. All read November 10, 2026.
This guide is general information, not legal advice. Ask a Virginia real estate attorney about your specific sale.
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