Getting Pre-Qualified - The Jamil Brothers
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19415 Deerfield Ave, #304
Leesburg, VA 20176

Preparation | Getting Pre-Qualified | Choosing your Realtor | The Buying Process | We Buy Homes

The first thing that you always want to do as a part of the buying process is to get pre-qualified for a loan. I have a great lender that I recommend and have successfully closed transactions with in the past.

  1. Stearns Home Loans
    David Sacknoff – 571.732.3478 – dsacknoff@stearns.com

 

You are always able to get pre-qualified or get a mortgage with your own lender. I trust these lenders and work with them on a daily basis. They will take the best care of you, provide great rates and service. The 2 things that you want to get out of being pre-qualified are what type of down payment or cash to close am I going to need? And how much will my monthly mortgage be? The lender can give you a good faith estimate that gives you the confidence to know that you are pre-qualified and what it will cost you at different price points. As a general guide once you get a good faith estimate every 10,000 up or down in sales price will change your monthly mortgage by roughly $50 a month. You may not want to spend what you qualify for so find a price point that is comfortable for you and your budget. Once you know your purchasing power, then we can go out for house hunting! The fun part!

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